Best Shopping Credit Cards
Shopping credit cards in India are designed to enhance your retail experience by offering a wide range of rewards, including cashback, discounts, and exclusive deals on popular online platforms like Myntra, Flipkart, and Amazon. These cards are ideal for frequent shoppers who want to save on their purchases and earn rewards in return. Many shopping credit cards offer instant discounts during festive sales or promotional events, providing immediate savings on platforms like Amazon and Flipkart. They also often come with additional benefits like reward points on every purchase, which can later be redeemed for vouchers, products, or travel bookings.
Top cashback credit cards, such as the SBI Cashback Card and the Axis Bank ACE Credit Card, are excellent for online shoppers, offering up to 5% cashback on transactions, including those on major e-commerce platforms. The Amazon Pay ICICI Credit Card provides up to 5% cashback on Amazon purchases, while the Flipkart Axis Bank Credit Card offers instant discounts and attractive cashback options during Flipkart sales. For fashion enthusiasts, cards like the HDFC Bank Millennia Credit Card deliver discounts and rewards on platforms like Myntra, ensuring substantial savings on every shopping spree. These cards not only make shopping more affordable but also offer extra perks like EMI conversions, lounge access, and additional rewards, making them versatile for all types of spenders.
Amazon Pay ICICI Bank Credit Card
JoiningFee: No joining fee
Annual Fee: No annual fee
Reward Type: Cashback
ICICI Bank Platinum Chip Credit Card
Joining Fee: No joining fee
Annual Fee: No annual fee
Category: Reward Points
ICICI Bank HPCL Super Saver Credit Card
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST
Category: Reward Points
IDFC FIRST Millenia Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
IDFC FIRST Wealth Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
IDFC First Vistara Credit Card
Joining Fee: ₹4,999 + GST
Renewal Fee: ₹4,999 + GST
Reward Type: Reward Points
IDFC FIRST EARN Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Cashback
IDFC First WOW Credit Card
Joining Fee: No joining fees
Renewal Fee: No renewal fees
Reward Type: Reward Points
ICICI Bank Manchester United Platinum Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Reward Points
ICICI Bank Expressions Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
IndusInd Bank Platinum Credit Card
Joining Fee: No annual fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
ICICI Bank Emeralde Private Metal Credit Card
Joining Fee: ₹12,499 + GST
Renewal Fee: ₹12,499 + GST
Reward Type: Reward Points
HSBC Visa Platinum Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
HSBC Smart Value Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Standard Chartered Rewards Credit Card
Joining Fee: No joining fee
Renewal Fee: ₹1,000 + GST
Reward Type: Cashback
SBI SimplySAVE UPI Rupay Credit Card
Welcome Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points
SBI Card PULSE
Joining Fee: ₹1,499 + GST
Renewal Fee: ₹1,499 + GST
Category: Reward Points
SBI Prime Credit Card
Joining Fee: ₹2,999 + GST
Annual Renewal Fee: ₹2,999 + GST
Category: Reward Points
Standard Chartered Ultimate Credit Card
Joining Fee: ₹5,000 + GST
Renewal Fee: ₹5,000 + GST
Reward Type: Reward Points
Titan SBI Credit Card
Joining Fee: ₹2,999 + GST
Renewal Fee: ₹2,999 + GST
Category: Reward Points
Reliance SBI Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points
Reliance SBI Card PRIME
Joining Fee: ₹2,999 + GST
Renewal Fee: ₹2,999 + GST
Category: Reward Points
Airtel Axis Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Cashback
Indian Oil Axis Bank RuPay Credit card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Axis Bank Rewards Credit Card
Joining Fee: ₹1,000 + GST
Renewal Fee: ₹1,000 + GST
Reward Type: Reward Points
Axis Bank Privilege Credit Card
Joining Fee: ₹1,500 + GST
Renewal Fee: ₹1,500 + GST
Reward Type: Reward Points
Axis Bank SELECT Credit Card
Joining Fee: ₹3,000 + GST
Renewal Fee: ₹3,000 + GST
Reward Type: Reward Points
Axis Bank KWIK RuPay Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
Axis Bank Shoppers Stop Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Axis Bank Magnus Credit Card
Joining Fee: ₹12,500 + GST
Renewal Fee: ₹12,500 + GST
Reward Type: Reward Points
SBI SimplyCLICK Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Category: Reward Points
Fibe Axis Bank RuPay Credit Card
Joining Fee: ₹0
Renewal Fee: ₹0
Best Suited For: Shopping
Reward Type: Cashback
Axis Bank Freecharge Credit Card
Joining Fee: ₹250 + GST
Renewal Fee: ₹250 + GST
Reward Type: Reward Points
Flipkart Axis Bank Super Elite Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
HDFC MoneyBack Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
HDFC Bank Pixel Go Credit Card
Joining Fee: ₹250 + GST
Renewal Fee: ₹250 + GST
Reward Type: Cashback
HDFC Bank Pixel Play Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Cashback
HDFC Bank MoneyBack Plus Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Shoppers Stop HDFC Bank Credit Card
Joining Fee: ₹299 + GST
Renewal Fee: ₹299 + GST
Reward Type: Reward Points
Shoppers Stop Black HDFC Bank Credit Card
Joining Fee: ₹4,500 + GST
Renewal Fee: ₹4,500 + GST
Reward Type: Reward Points
HDFC Bank Regalia Credit Card
Joining Fee: ₹2,500 + GST
Renewal Fee: ₹2,500 + GST
Reward Type: Reward Points
IndusInd Bank Tiger Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
AU Bank LIT Credit Card
Joining Fee: No joining fee
Renewal Fee: No renewal fee
Reward Type: Reward Points
AU Nomo Credit Card
Joining Fee: ₹199 + GST
Renewal Fee: N/A
Reward Type: Reward Points
AU Bank Zenith+ Credit Card
Joining Fee: ₹4,999 + GST
Renewal Fee: ₹4,999 + GST
Reward Type: Reward Points
AU Bank Zenith Credit Card
Joining Fee: ₹7,999 + GST
Renewal Fee: ₹7,999 + GST
Reward Type: Reward Points
RBL Bank ShopRite Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Myntra Kotak Credit Card
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST
Reward Type: Instant Discount & Cashback
Swiggy HDFC Bank Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
(Currently being offered as lifetime free)
Reward Type: Cashback
Jupiter 3-in-1 Switch RuPay Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Cashback on UPI & CC spends
OneCard Metal Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
HDFC Bank Millennia Credit Card
Joining Fee: ₹1,000 + GST
Renewal Fee: ₹1,000 + GST
Reward Type: Cashback