Best RuPay Credit Cards in India – 2024
RuPay credit cards have become a preferred choice in India, thanks to their low fees, wide acceptance, and integration with UPI (Unified Payments Interface). Unlike traditional cards, RuPay credit cards enable users to make seamless UPI transactions, offering a more flexible payment option for both online and offline purchases.
Cards like the IndianOil Axis RuPay Credit Card offer savingson fuel purchases, while the IDFC First Power+ RuPay Credit Card provides savings on fuel, groceries, and utilities. With their lower transaction fees and UPI integration, RuPay cards combine the benefits of traditional credit cards with the convenience of UPI payments, making them a versatile tool for everyday transactions. Additionally, these cards feature rewards, complimentary lounge access, and robust security, providing both value and safety to Indian consumers.
UPI is widely used across the country, with almost everyone relying on UPI apps for daily transactions, from paying local vendors to settling bills at big stores or transferring money to friends and family. With RuPay credit cards, you can easily link them to your preferred UPI app, allowing seamless and secure payments via QR code scanning.
Tata Neu Infinity HDFC Bank Credit Card
Joining Fee: ₹1,499 + GST
Renewal Fee: ₹1,499 + GST
(Currently being offered as lifetime free)
Reward Type: Reward Points
Kotak Mahindra Bank UPI RuPay Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Reward Points
IDFC HPCL FIRST Power Credit Card
Joining Fee: ₹199 + GST
Renewal Fee: ₹199 + GST
Reward Type: Reward Points
IDFC HPCL First Power Plus Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
Reward Type: Reward Points
HDFC Bank UPI RuPay Credit Card
Joining Fee: ₹99 + GST
Renewal Fee: ₹99 + GST
Reward Type: Reward Points
Shoppers Stop HDFC Bank Credit Card
Joining Fee: ₹299 + GST
Renewal Fee: ₹299 + GST
Reward Type: Reward Points
HDFC Bank MoneyBack Plus Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Tata Neu Plus HDFC Bank Credit Card
Joining Fee: ₹499 + GST
Renewal Fee: ₹499 + GST
(Currently being offered as lifetime free)
Reward Type: Reward Points
ICICI Bank Coral Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST (waivable on annual spend of Rs. 1.5 lakh)
Category - Reward Points
IndianOil RBL Bank XTRA Credit Card
Joining Fee: ₹1,500 + GST
Renewal Fee: ₹1,500 + GST
Reward Type: Reward Points
HDFC Bank RuPay IRCTC Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
ICICI Bank HPCL Super Saver Credit Card
Joining Fee: ₹500 + GST
Annual Fee: ₹500 + GST
Category: Reward Points
ICICI Bank HPCL Coral Credit Card
Joining Fee: ₹500 + GST
Renewal Fee: ₹500 + GST
Reward Type: Reward Points
Jupiter 3-in-1 Switch RuPay Credit Card
Joining Fee: No Joining Fee
Renewal Fee: No Annual Fee
Reward Type: Cashback on UPI & CC spends