Amazing Credit Cards

Best RuPay Credit Cards in India – 2024

RuPay credit cards have become a preferred choice in India, thanks to their low fees, wide acceptance, and integration with UPI (Unified Payments Interface). Unlike traditional cards, RuPay credit cards enable users to make seamless UPI transactions, offering a more flexible payment option for both online and offline purchases.

Cards like the IndianOil Axis RuPay Credit Card offer savingson fuel purchases, while the IDFC First Power+ RuPay Credit Card provides savings on fuel, groceries, and utilities​. With their lower transaction fees and UPI integration, RuPay cards combine the benefits of traditional credit cards with the convenience of UPI payments, making them a versatile tool for everyday transactions. Additionally, these cards feature rewards, complimentary lounge access, and robust security, providing both value and safety to Indian consumers.

UPI is widely used across the country, with almost everyone relying on UPI apps for daily transactions, from paying local vendors to settling bills at big stores or transferring money to friends and family. With RuPay credit cards, you can easily link them to your preferred UPI app, allowing seamless and secure payments via QR code scanning.

Tata Neu Infinity HDFC Bank Credit Card
4.5/5 star rating

Tata Neu Infinity HDFC Bank Credit Card

Joining Fee: ₹1,499 + GST

Renewal Fee: ₹1,499 + GST

(Currently being offered as lifetime free)

Reward Type: Reward Points

Kotak Mahindra Bank UPI RuPay Credit Card
3.5/5 star rating

Kotak Mahindra Bank UPI RuPay Credit Card

Joining Fee: No Joining Fee

Renewal Fee: No Annual Fee

Reward Type: Reward Points

IDFC HPCL FIRST Power Credit Card
3.5/5 star rating

IDFC HPCL FIRST Power Credit Card

Joining Fee: ₹199 + GST

Renewal Fee: ₹199 + GST

Reward Type: Reward Points

IDFC HPCL First Power Plus Credit Card
4/5 star rating

IDFC HPCL First Power Plus Credit Card

Joining Fee: ₹499 + GST

Renewal Fee: ₹499 + GST

Reward Type: Reward Points

HDFC Bank UPI RuPay Credit Card
3/5 star rating

HDFC Bank UPI RuPay Credit Card

Joining Fee: ₹99 + GST

Renewal Fee: ₹99 + GST

Reward Type: Reward Points

Shoppers Stop HDFC Bank Credit Card
3/5 star rating

Shoppers Stop HDFC Bank Credit Card

Joining Fee: ₹299 + GST

Renewal Fee: ₹299 + GST

Reward Type: Reward Points

HDFC Bank MoneyBack Plus Credit Card
3.5/5 star rating

HDFC Bank MoneyBack Plus Credit Card

Joining Fee: ₹500 + GST

Renewal Fee: ₹500 + GST

Reward Type: Reward Points

Tata Neu Plus HDFC Bank Credit Card
3/5 star rating

Tata Neu Plus HDFC Bank Credit Card

Joining Fee: ₹499 + GST

Renewal Fee: ₹499 + GST

(Currently being offered as lifetime free)

Reward Type: Reward Points

ICICI Bank Coral Credit Card
4/5 star rating

ICICI Bank Coral Credit Card

Joining Fee: ₹500 + GST

Renewal Fee: ₹500 + GST (waivable on annual spend of Rs. 1.5 lakh)

Category - Reward Points

IndianOil RBL Bank XTRA Credit Card
5/5 star rating

IndianOil RBL Bank XTRA Credit Card

Joining Fee: ₹1,500 + GST

Renewal Fee: ₹1,500 + GST

Reward Type: Reward Points

HDFC Bank RuPay IRCTC Credit Card
3.5/5 star rating

HDFC Bank RuPay IRCTC Credit Card

Joining Fee: ₹500 + GST

Renewal Fee: ₹500 + GST

Reward Type: Reward Points

ICICI Bank HPCL Super Saver Credit Card
4/5 star rating

ICICI Bank HPCL Super Saver Credit Card

Joining Fee: ₹500 + GST

Annual Fee: ₹500 + GST

Category: Reward Points

ICICI Bank HPCL Coral Credit Card
3.5/5 star rating

ICICI Bank HPCL Coral Credit Card

Joining Fee: ₹500 + GST

Renewal Fee: ₹500 + GST

Reward Type: Reward Points

Yes Bank RuPay Credit Card
4/5 star rating

Yes Bank RuPay Credit Card

Write description for the card here

Jupiter 3-in-1 Switch RuPay Credit Card
5/5 star rating

Jupiter 3-in-1 Switch RuPay Credit Card

Joining Fee: No Joining Fee

Renewal Fee: No Annual Fee

Reward Type: Cashback on UPI & CC spends